Looking for a simple and powerful way to manage your payroll and HR needs?
🚀 You’ve come to the right place! This detailed guide on Gusto.com pricing will help you understand every plan, feature, and cost so you can pick the perfect fit for your business.
Whether you’re a small startup or a growing company, knowing your options will save you time, money, and headaches.
Ready to make payroll easier and more efficient?
Let’s dive in and find the best Gusto plan to help your business thrive! 💼🔥✨
Gusto is an easy-to-use online platform that helps small and medium businesses manage their payroll, taxes, and HR tasks all in one place. It automates paying employees, filing taxes, offering benefits like health insurance, and handling important paperwork.
With Gusto, businesses can save time, reduce mistakes, and keep their teams happy without the usual stress of managing payroll and HR manually.
Gusto Pricing Plans for June 2025: Full Breakdown
1. Simple Plan – $49/month + $6 per person
For small teams needing just the basics.
- Full-service single-state payroll
- Unlimited payroll runs
- Automatic tax filings
- Employee self-service portal
2. Plus Plan – $80/month + $12 per person
Ideal for companies growing beyond basics.
- Everything in Simple, and:
- Multi-state payroll
- Next-Day Direct Deposit
- Time tracking & PTO management
- Hiring & onboarding tools
- Health insurance admin & broker integration
3. Premium Plan – $180/month + $22 per person
For scaling businesses with bigger HR needs.
- Everything in Plus, and:
- Dedicated customer success manager
- Certified HR expert support
- Performance management tools
- Advanced reporting & analytics
- Migration & priority support
| Plan | Base Price | Per Person Fee | Best For |
|---|---|---|---|
| Simple | $49/mo | + $6/mo per person | Small businesses needing single-state payroll |
| Plus (Best Value) | $80/mo | + $12/mo per person | Growing businesses needing HR, time tracking |
| Premium | $180/mo | + $22/mo per person | Larger teams needing full HR and support |
Key Features of Each Plan
This is a crucial part explain what each plan offers in terms of features.
Some common features across all plans:
- Full-service payroll with automatic tax filing
- Unlimited payroll runs anytime you want
- Employee self-service portals for easy access to pay stubs and info
- Integration with popular accounting software like QuickBooks and Xero
Plus Plan adds:
- Multi-state payroll support
- Next-day direct deposit
- Time tracking and paid time off (PTO) management
- Hiring and onboarding tools
- Health insurance admin and broker integration
Premium Plan adds:
- Dedicated customer success manager
- Certified HR expert support
- Performance management tools
- Advanced reporting and analytics
- Priority support and migration help
Gusto Add-On Costs and Special Plans (Contractor, Select)
To help you customize your experience, Gusto also offers special plans and extra services that can fit unique business needs.
🟢 Contractor-Only Plan
If your business doesn’t have any full-time employees and you only hire contractors, Gusto offers a special plan just for you.
- Cost: $35/month base + $6/month per contractor
- Includes:
- Pay contractors in all 50 U.S. states
- Unlimited contractor payments
- 4-day direct deposit
- 1099-NEC forms at year-end
⚠️ Note: Most advanced features like health benefits, hiring tools, and time tracking are not available with this plan.
🟢 Select Plan (Custom Plan for 25+ Employees)
If you’re managing a team of 25 or more employees, Gusto’s Select Plan might be the right fit. It includes everything from Simple, Plus, and Premium — but customized for your business.
- Pricing: Custom quote you’ll need to contact Gusto’s sales team.
- Includes:
- All Premium features
- Personalized onboarding
- Dedicated support
- HR expert guidance
Extra Add-Ons You Can Choose
You can also add optional tools and benefits to any Gusto plan (except Contractor-Only):
| Add-On Benefit | Cost |
|---|---|
| Workers’ Compensation | No admin fee, pay only premiums |
| Health Insurance | No admin fee, pay only premiums |
| Broker Integration | $6/month per eligible employee |
| 401(k) Retirement Plan | Starts at $49/month + $8 per participant |
| International Contractor Payments | 1.5% to 2% admin fee |
| State Tax Registration | Cost varies by state |
| R&D Tax Credit Services | 20% of credits claimed + fees |
| 529 College Savings Plans | $6/month per participant, $18 monthly minimum, no setup fees |
How to Choose the Right Gusto Plan
Help readers decide which plan fits their situation.
Think about:
- Size of your team and where they work (single vs. multi-state)
- Whether you need HR support or time tracking tools
- Your budget and how much you want to spend monthly
- If you only work with contractors, Gusto has a special plan just for that
Starting with a smaller plan and upgrading as you grow is a smart way to go.
Tips to Save Money on Gusto Payroll & HR Plans
Keeping your Gusto costs under control is important to avoid paying more than you need. Here are some easy ways to manage your expenses while still getting the most out of Gusto:
1. Check Your Plan and Features Often
Look at your Gusto dashboard regularly to see which features you actually use and which ones you don’t. If you find some tools or add-ons that aren’t helping your business, consider removing them to save money.
2. Be Careful With Add-Ons
Gusto offers extra services like 401(k) plans, health insurance, and workers’ comp. Before adding these, think about whether you really need them now. Adding unnecessary extras can quickly increase your monthly bill.
3. Set a Clear Budget for Payroll and HR
Decide how much you want to spend each month on payroll and HR services. Keep an eye on your spending so you don’t go over your set budget.
4. Encourage Employees to Use Self-Service
Gusto’s employee portal lets your team handle things like viewing pay stubs or updating info themselves. This reduces work for you and your HR team, saving both time and money.
5. Avoid Payroll Mistakes
Double-check your payroll before running it to prevent costly errors like overpaying employees or missing taxes. Mistakes can lead to penalties or extra fees, which you want to avoid.
Pros and Cons of Using Gusto
Be honest and helpful by listing benefits and drawbacks.
Pros:
- Easy-to-use and intuitive platform
- Comprehensive payroll and HR features
- Transparent pricing with no hidden fees
- Good customer support and resources
Cons:
- Premium and Select plans require contacting sales for pricing
- Some features only available in higher-tier plans
- Can get pricey as your team grows and you add extras
Conclusion
Gusto offers flexible pricing plans designed to fit businesses of all sizes.
Whether you’re a small startup or a growing company, Gusto helps simplify payroll, taxes, and HR tasks.
By choosing the right plan and managing add-ons wisely, you can save time, reduce errors, and focus more on growing your business.
Remember, Gusto’s no-contract policy gives you the freedom to switch or cancel anytime, making it a risk-free choice for many businesses.
FAQs
Q1: Can I switch between Gusto plans anytime?
Yes, you can upgrade or downgrade your plan whenever needed without penalties.
Q2: Does Gusto handle tax filings for multiple states?
Multi-state payroll support is included in the Plus plan and above.
Q3: Is there a free trial available for Gusto?
Gusto does not offer a free trial but provides demos and personalized quotes.
Q4: Can I pay contractors through Gusto without employees?
Yes, the Contractor-Only plan is designed specifically for that.
Q5: Are there setup fees with Gusto?
No, Gusto does not charge setup fees for any of its plans.